100% NZ Owned and Operated
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2 Numbers
Where to find us 2 Locations
735 Great South Rd, Penrose, Auckland 09 636 7492 09 636 7492 Today's Hours: 9.00am - 6.00pm View Stock
196 Great South Road, Takanini 09 394 7160 09 394 7160 Today's Hours: 9.00am - 6.00pm View Stock

Our rates

At Industry Finance, we are here to help you. And part of helping you is ensuring you are fully informed about our interest rates and fees.

We offer flexible lending terms and rates from as low as 9.95% and as high as 17.95%. Rates will depend on a number of factors such as the size of the loan, the loan term, frequency of repayments, your income and your credit history. We aim to work with you to ensure you have repayments that suit your budget or business, and we provide full disclosure about how repayments are calculated. We are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision.

We also want to be as transparent as possible with you when it comes to our fees and contract terms.

Our fees

  • Establishment fee: $250
  • Dealer Documentation Fee: up to $500
  • Default Interest Rate 5.00% p.a. above annual interest rate
  • Default Administration fee: $100
  • Insurance Arrears Payment Fee: $15
  • Rates Arrears Payment Fee: $25
  • Motor Vehicle Security Variation/ Security Swap Fee: $30
  • Duplicated Statement Fee: $15
  • Early Repayment Adjustment: $55
  • Early Repayment Administration Cost: $100

Fees & Rates are subject to change without warning
For more detailed financial information click here


How It Works